In today’s world, there are many types of insurance that can protect us and our horses in the event of the ravages of disease, the pocket-emptying crisis of colic, and the finality of catastrophic injury and euthanasia. Equine insurance today ranges from major medical to mortality to loss of use to fertility. An owner often opts to purchase insurance so the decision of whether the horse lives or dies is not based on medical bills, but on medical advances

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