optionsFor many people, outright ownership on a horse is not necessarily the best option. Many can’t afford the caliber of horse they want or need; others may not want to spend the money on a horse whose skill level they anticipate outgrowing; and some only foresee needing a horse for a fixed period of time. Under circumstances such as these, other options for acquiring a horse may be more economical and practical:
 
– Lease a horse. You (typically) pay a monthly fee and the majority of monthly expenses, but you’re not going to be out of a large investment if the horse were to become injured, and you don’t have to worry about selling the horse when it’s time to move on.

– Lease with option to purchase. A good option for buyers who know they will be able to purchase the animal but need some extra time to gather funds.

– Co-ownership. Two buyers typically split both the purchase price and the maintenance costs on the animal. This often allows a buyer to own a higher quality horse than he or she be able to afford otherwise.

– Working student. If riding is your passion and you have the available time, a working student position could be an invaluable and affordable experience

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