The day after I purchased my first post-college, adult-life horse, Helios, I called my chosen equine insurance company and created a policy for him. I had just sunk what little money I had saved into a young, green jumper prospect, and I was going to protect that investment at all costs. I signed on for the mortality and major medical/surgical coverage typical of many healthy sport horses.

My insurance company covered Hannah’s pricey shock wave therapy

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